9 Best Online Checking Accounts of 2019
When customers grew tired of high cable and satellite bills, streaming giants Netflix and Hulu entered the playing field. When customers lamented their experiences with taxis, Uber and Lyft offered a...
View ArticleWhat is Credit Mix and How Does it Affect Your Credit Score?
Credit lending can be a strange and mystical industry. Somewhere, it seems, loans are brought before a scientist and, after bubbling through glass balls, tubes and spirals, they’re distilled into a...
View ArticleHow Does Compound Interest Work? We Explain in Plain English
Would you rather have $10,000 today, or a penny a day that doubles in value every day for the next 30 days? You’ve heard this one before. It’s the fun, sneaky question we ask kids — and sometimes,...
View Article6 Things to Do With Your Money Now That You’re Not Afraid of Overdrafting
Overdrafting is the worst, am I right? It turns out there’s not enough money in your bank account — so your bank gets its revenge by helping itself to $35 of all that money you don’t have. Ho ho ho, I...
View ArticleThese 31 Tips Will Give Your Resume an Edge in the 2019 Job Market
When you’re on the job hunt, you only have six seconds to hook a recruiter or future employer with your resume. Six. Seconds. And with the rise of applicant tracking systems (those doohickeys that...
View ArticleThis Repayment Method Crushes Debt One High-Interest Account at a Time
If we paid more attention to math, few of us would get into mountains of debt. But the fact is, many of us don’t. And once we finally plug the numbers into a calculator and see the math in front of...
View ArticleThese 5 Factors Are What Actually Matters When It Comes to Your Credit
It’s impossible to overstate the impact your credit score has on your life. It determines everything from whether you can buy a home or rent an apartment to your credit card interest rates and how...
View ArticleHere’s How a ‘Money Buddy’ Can Help You Reach Your Financial Goals
The temptation of chocolate cake is real, but having a pal to cheer you on makes resistance and sticking to your weight-loss goal easier. The same goes for your financial plans, which is why we love...
View ArticleUpwork Fees Are Rising — But There Are Other Ways To Find Freelance Work
Want to find freelance gigs on Upwork? It’s going to cost you. In an April 2 email, Upwork CEO Stephane Kasriel announced plans to charge the platform’s 14 million freelance users to bid on — or in...
View ArticleDear Penny: Can We Use Our Emergency Fund to Become Debt-Free Faster?
Dear A., I have one big thought, and I’m considering the best way to convey it to you. Maybe I’ll send a box of glitter to your doorstep that has a note at the bottom: “NO.” Or maybe I’ll buy some of...
View ArticleGot an Idea for a T-Shirt? Here’s How to Earn Money From It on the Side
Josh Waldron is usually skeptical when he hears stories about people making colossal amounts of money working side hustles. While killing time at an airport in February 2017, he read an article about...
View ArticleThese 7 Steps Will Help You Negotiate Your Salary to Get What You’re Worth
After all the hard work you’ve put into designing your resume, crafting your cover letter and acing your job interview, you might be tempted to cash in on the first job offer a company gives you. Most...
View ArticleHow to Pay Off Student Loans Fast, No Matter How Much Money You Make
Whether you’re a recent college grad or you attended college years ago, there’s a good chance student loans have impacted you. The current American student loan debt burden is $1.46 trillion — and...
View ArticleThese 6 Resources Will Help the Self-Employed Find Affordable Health Care
One of the biggest challenges facing freelancers today (aside from landing paying clients) is finding affordable health care coverage. In fact, according to a 2016 study by Upwork, 20% of the 55...
View ArticleYou’re Running Out of Time to Ask for a Tax Extension. Here’s How to Do It
So you haven’t filed your taxes yet? What have you been doing for the entire first quarter of the year? OK, I’ll put my scolding face away. Everyone has different circumstances. That’s why tax...
View ArticleHere’s How to Manage Your Credit Like a Millionaire (Even If You Live on Ramen)
You dream big, and why not? You can see yourself snacking on lobster and caviar while chilling on a yacht. In real life, you’re actually chowing down on ramen noodles on your cheap futon. But it...
View ArticleThe 8 Best Budgeting Apps We Could Find: Here’s What We Loved and Hated
For years, we’ve been on a quest to find the best budgeting app. You see, budgeting is an essential foundation of personal finance, so it’s a journey you can’t take lightly. But while there are great...
View ArticleHow to Budget for All the New Expenses That Will Come With Your Baby
Having a baby is exciting. And overwhelming. And expensive. Your life will change, and so will your bank account. But while your precious little one won’t come with an instruction manual, there’s...
View ArticleSick of Sneaky ATM Fees? Here’s How to Never Pay One Again
ATM fees are annoying. You just needed $10 in cash. Then you wound up forking over nearly $5 in fees. And that’s no exaggeration. The average total cost of taking cash from an out-of-network ATM is...
View ArticleExpecting? Prepare With These Money Tips From Parents Who’ve Been There
For many, raising a child is an invaluable experience, one they wouldn’t trade. But there is a price tag — a hefty one — that comes with being responsible for caring for a tiny human. Whether you’re...
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