How to Save in Your 20s, 30s, 40s and 50s if You Want to Retire Someday
Articles with titles like “How Much You Should Have Saved for Retirement at Every Age” are super clickbaity and mostly depressing. Sure, it’s easy for someone who doesn’t know me to say I should have...
View ArticleNo Credit? Here’s a Way to Build Your Credit History From Scratch
This is a paid advertisement in partnership with Citi. All reporting is our own. It’s tough to have no credit. When lenders or potential landlords, for example, go to the credit bureaus to review your...
View ArticleHere’s How to Calculate How Much House You Can Afford
It seems like everyone has a rental horror story. Maybe it’s about a landlord whose idea of repair consists solely of duct tape. Maybe it’s the stress of rising rent. Or maybe you’ve just woken up one...
View ArticleHow to Save for a Car if You’re Just Looking… or Need a New Ride ASAP
I knew my old Nissan Altima was failing when I couldn’t turn on the air conditioning. And again when it shut off at a red light. After patching each problem only to be stranded by another, I finally...
View Article12 Weird (But Totally Legal) Ways to Make Extra Money in Canada
O, the Great White North. Nova Britannia. Land of Maple Syrup. America’s Hat. The 14th colony. *Whispers* America’s friendliest neighbor. It must be nice to have the best nicknames around. And while...
View ArticleHow to Save for Your First Apartment (and Escape Your Parents’ Basement)
Living on your own is blissful. Paying to live on your own? Not so much. Renting your first place is a huge step on the path toward adulting, but if you don’t know how to save for an apartment, it can...
View Article8 Smart Grocery Shopping Tips to Save on Food and Outsmart Stores
You think you have your grocery store figured out. You shop the perimeter to focus on fresh food instead of getting swayed by the packaged stuff. You go early in the morning or late at night to avoid...
View ArticleNeed Extra Income? One of These 10 Best Side Hustles Can Help You Out
Is your financial situation making you think about starting a side hustle? Side hustles, also known as side gigs, are jobs you do outside your primary day job. These gigs can be a great way to pay off...
View ArticleSide Hustlers: Are You Putting Enough Aside for Taxes? Read Our Tax Guide
Dave DiVerniero admits that when he started freelancing about 10 years ago, he didn’t use trial and error to figure what qualifies as a business expense when he did his taxes — it was mostly just...
View ArticleMoms, This Bank Can Give You Back 26 Hours — and $100 of Your Money
Watch your wallet! While you’ve been minding your own business, your bank has been quietly robbing you blind. It turns out that banks make a surprising amount of their money from fees they charge...
View Article10 Ways to Boost Your Paycheck Without Asking for a Raise
So, you need more money. Who doesn’t? In a perfect world, you’d get it without even having to ask. Your boss would give you a pay increase, say, every three months. And you’d always be able to afford...
View ArticleHow to Invest in Real Estate — Even if You’re No Mogul
You might already be investing in the stock market, whether your goal is to fund an upcoming splurge or enjoy a relaxing retirement. But investing in real estate? That’s a whole different level of...
View ArticleBad Credit? No Problem: 5 Ways You Can Still Buy a Home
Sometimes, it can feel like the deck is stacked against you. You’ve been told you have “bad credit” and that means you’re having trouble getting a traditional mortgage loan. But wouldn’t getting off...
View Article50/30/20 Method Is Perfect if You’re on a Budget… but Still Have a Life
Budgets are terrifying. There. I said it. If you’re anything like me, when someone says the word “budget,” you instantly want to wrap all your favorite splurge items in a big mental bear hug. “Don’t...
View ArticleDear Penny: Is a Cheap Scooter a Good Replacement for My Broken-Down Car?
Dear J., This scooter sounds like more work than it’s worth. But let’s explore it. On paper, a scooter may sound like the perfect way to zip around town. In many areas, you can easily and comfortably...
View ArticleSome States Banned Higher Car Insurance Based on Gender. Get a New Quote
If you’re a guy, you’ve probably heard that you’re paying more for car insurance. You see, auto insurance companies often use your gender when calculating your rates. And just two years ago, men...
View ArticleHow to Get Rid of Credit Card and Other Debt With the Debt Snowball Method
Two major methods dominate the debt repayment sphere: the debt snowball and the debt avalanche. One says you should pay off debts with the highest interest rate first. That’s the debt avalanche...
View ArticlePayment History is the Biggest Part of Your Credit Score: Here’s How to Fix It
It happens to the best of us. Even though you’ve always paid your bills on time, the date slipped past you a few months ago and you just forgot. Or maybe money was tight and you had to choose which...
View ArticleShould You Put Extra Income Toward Debt or Retirement? We Do the Math
The age-old question: Should you prioritize paying off debt or investing? Or, if you’re ambitiously trying to do both: To what extent should you prioritize each? The answer isn’t the same for...
View ArticleFrozen Fruits and Vegetables Save You Money and Are as Healthy as Fresh
Dear Celery, I meant well. I swear I did. I bought you with the best of intentions from the produce section and even cut you up for snacking. That was the last we saw of each other, until I found you...
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