New Parents: 11 Tips to Help You Manage Your Money After Your First Kid
So you’re a new parent. Congratulations! Being a parent will change your life in many ways — most of them for the better. Unfortunately, it’s also super expensive. In fact, you’ll probably spend...
View ArticleNetflix, Hulu or Amazon Prime: Here’s What You Need to Know Before Deciding
Streaming video services are the best thing to happen to TV and movies since the invention of film technology. We are truly living in an age of wonder, when we can watch old episodes of “Golden Girls”...
View ArticleHere Are the 13 Best Second Jobs — Plus What You Need to Land One
Are you thinking about taking on a second job? Sometimes called “side hustles” or “side gigs,” they can be a great way to supplement your income to pay off bills, grow savings and have some extra cash...
View ArticleZero-Based Budgeting: When Spending Your Whole Paycheck Is a Brilliant Move
Here’s a simple question for you: Are you spending more than you earn each month? Let’s get even more specific: Are you spending exactly what you earn each month? If you create a zero-based budget,...
View Article53 Creative Ways to Make Some Cash (No 9-to-5s Allowed)
Typical 9-to-5s aren’t cutting it anymore. And second or third jobs aren’t cutting it either. The cost of living is skyrocketing, while wages remain largely stagnant for most Americans. We can’t just...
View ArticleSet Your Own Schedule as an Online English Teacher With These 7 Companies
When Micaela Hegarty lived in Sumter, South Carolina, she needed a way to pay the rent while she attended college online, but the local economy couldn’t provide. Hegarty, 25, needed a flexible...
View ArticleHow Much Do You Really Make? It Might Be Less Than You Think
Have you ever looked at what you really make? By that, I mean after the expenses of generating that income and after you’ve paid taxes on it? After all, even jobs have some expenses, like commuting...
View ArticleMeet MOOCs: These Online Certifications Will Help You With Your Soft Skills
The acronym kind of sounds like the name of your aunt’s old dachshund, but MOOCs (massive open online courses) are having a huge impact on continuous learning. Right now, you can register for a course...
View ArticleEveryone Wants Credit Card Rewards. But What Do They Really Cost You?
Kelly Fedynich of Morristown, New Jersey, loves to travel. The teacher, 28, had used a rewards credit card before. She had even accumulated enough points to visit Iceland and fly to Florida for a...
View Article5 Questions to Ask Yourself Before You Sign up for a Rewards Credit Card
TV spokespeople are quick to tell you why the credit card they’re shilling is better than the rest. Double points! No blackout dates! No annual fee! They make it seem so easy to rack up points and...
View ArticleEver Hear of the Pink Tax? If Not, You Might Be Paying it Unknowingly
March 8 is International Women’s Day. This year’s theme is #BalanceforBetter, and its focus is on forging a more gender-balanced world.. Today and throughout the year, there are many ways people can...
View ArticleHere’s How to Start Saving Money — Even If You Don’t Have Room in Your Budget
I won’t sugarcoat it: Saving money isn’t the easiest task. But I’m here to tell you it’s possible to save money without living off ramen, without recruiting seven roommates and without giving up all...
View ArticleGet Free Pancakes at IHOP on March 12 to Celebrate National Pancake Day
Pancakes. Kids love ‘em, adults love ‘em. They’re good for breakfast, lunch and dinner. They’re good for a snack or dessert. They’re delicious topped with butter, syrup or strawberries and whipped...
View ArticleDear Penny: I’m in So Much Debt My Teenage Son Is Afraid of Student Loans
Dear J., Your debt has consumed you. You probably thought you hit your lowest financial point years ago, when you were a new mom; then you probably thought you were at the bottom again when you...
View ArticleThe Penny Hoarder Insider Will Deliver Tips and Deals Straight to Your Phone
Last year, we launched our exclusive text message alert program, The Penny Hoarder Insider. Since then, thousands of people have signed up to receive timely updates and tips on the latest and greatest...
View ArticleAre You Covered? This Company Helps You Secure Your Family’s Future
Life comes at you fast. At 5 years old, Derick Davis’ life changed forever when his father unexpectedly died. Though he had a life insurance policy, the coverage wasn’t enough to help Davis’ mom keep...
View ArticleThe 14 Best Online Banks for Savings and Checking Accounts
When is the last time you checked to see how much your checking or savings account was earning you, just for having money in it? If you bank with a traditional brick-and-mortar bank, it might have...
View ArticleA 401(k) Can Help You Live Well in Retirement: Here Are the Details
Even if you’re young, it’s never too early to think about retirement. If you have a full-time job that offers a 401(k) savings plan, you might already be saving for your future. But if you’re not...
View ArticleHow This Savvy Saver Got Her Credit Card Interest Rate Dropped
One morning while eating a grapefruit, Christine Culver had an idea. In an attempt to save money on decor, she took the six slimy grapefruit seeds from her breakfast and planted them. Recently...
View ArticleThis Is What Happens to Your Debt When You File Chapter 13 Bankruptcy
We hear about bankruptcy in the news all the time. But the type we hear about most, Chapter 11, is what businesses typically use to restructure their debts. Chapter 7 and Chapter 13 are the bankruptcy...
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