This 2-Minute Step Could Get You $1 Million in Life Insurance for Just $44/Month
Know you should have life insurance but not sure where to start? We get it. First you’re wondering: How much does life insurance cost? Second, you already get approximately 193 robo-calls a day. You...
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Invest Your Way: Our Self-Directed 401(k) Guide
Retirement accounts are a scary subject. Why? Because the unknown is terrifying. A lot of us don’t know much about our retirement account options. Heck, sometimes I forget whether I have a traditional...
View ArticleConsidering Filing for Chapter 7 Bankruptcy? Read This Before You Decide
Filing for bankruptcy is never an easy choice. But sometimes, it can feel like the only way to escape the vice grip of debt and move on with life. Most personal bankruptcy filers will turn to a...
View ArticleA Step-by-Step Guide to Building a Budget You Can Actually Stick to
If you’re anything like me, you’re perpetually swinging between vowing to cut all unnecessary spending cold turkey and humming “Treat Yo’self” as you order your third UberEats meal in 12 hours. Which...
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If You Work From Home, Here Are 11 Tax Deductions You Need to Know About
While there are plenty of pros to working from home, the downside is it can cost you plenty. from the high-speed internet to stay in touch with clients to the office chair that keeps you comfy while...
View ArticleHere’s Why Shopping for Life Insurance Doesn’t Have to Be Such a Hassle
Getting life insurance seems like such a pain. I mean, you have to jump through all these hoops — sign a million forms, go to a doctor’s office to get a physical and send a stack of paperwork to an...
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These 17 Tips Will Help Turn Your Job Interview Into a Job Offer
The job hunt can be a long and arduous process. Sometimes it takes hundreds of applications before you hear back from any employers. And when you do, your work isn’t over. That was stage one. Now, you...
View ArticleDear Penny: I Know My Wife Will Judge My Spending if We Get a Joint Account
Dear A., A lot of couples find themselves in this spot sometime after getting married: You have one joint account for big purchases or household expenses, and everything else just gets sort of… lost....
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These 5 People Added up to 284 Points to Their Credit Scores by Making the...
Everyone who’s saddled with bad credit has a unique story. A man burdened with $6,000 in unpaid bills. A couple recovering from job loss and foreclosure. A woman who fell behind on payments while...
View ArticleHere’s How to Become a Work-From-Home Bookkeeper (You Could Earn $60/Hr!)
It’s not that you’re a numbers nerd. It’s just that everything makes more sense in a spreadsheet with formulas and even cell spacing. Your nerdy – ahem, precise – tendencies could make you the perfect...
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48 Ways to Save Money When You’re a Broke College Student
Between your studies and your social life, there’s a lot competing for your time and attention in college. Still, you can’t forget about your finances. You’re not in high school anymore; you’re an...
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Our Favorite Free Budgeting Spreadsheets for Every Budgeting Personality
In a recent focus group here at The Penny Hoarder, we asked people how they like to budget. It’s 2019, so we were expecting to hear about budgeting apps like Mint and EveryDollar. What we found...
View ArticleWhat is a Credit Score? Here are the Facts Behind Your Number
Like it or not, your credit score is an important number. It often dictates what you can and can’t afford to purchase. You’re probably already aware that credit scores exist, but do you know how they...
View Article3 Ways to Score a Free Vacation (Without Entering a Scammy Contest)
Where do you want to go on vacation? Disney World? New York City? Vegas? Paris? A sandy beach somewhere? All of those sound awesome, but holy cow, are vacations expensive. You’ll have to pay for plane...
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10 of the Best Checking Accounts Around — and Why You Should Switch
How do you choose where to do your banking? If you’re like a lot of people, you probably just picked the institution closest to your house and opened the cheapest account to maintain. That’s good...
View ArticleVizio, Samsung and More: Do These 8 Companies Owe You Money?
Even if you don’t have the luck of the Irish with you, you could be eligible for some class-action settlement gold. You could really clean up with offerings involving shampoo, soap and washing...
View ArticleHow to Negotiate Your Credit Card Debt if the Minimum Payments Are Too High
Picture this: You’re scrolling through your browser admiring all the cool things you can’t afford. You stop at the robotic vacuum and think, “If only I didn’t have to vacuum this 400-square-foot...
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How This Man Turned a Love of Specialty Coffee Into a $10K/Year Side Hustle
Brendan Smith thought his days of working in the coffee industry were over. The craft beer and coffee bar he helped set up in Clearwater, Florida, was on life support within a year of opening and...
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5 Ways to Deal With Debt Collectors if You’re Afraid to Pick Up the Phone
If you’ve got so many debt collectors calling and demanding money that you’re afraid to answer your phone, relief isn’t as hard to find as you might think. Once you understand how debt collection...
View ArticleThere’s a Bank Account for Every Stage in Life. Here’s How to Find Yours
What do you want out of your bank? Really? The 21-year-old working her way through college has different needs from the 33-year-old whose career is taking off — or the 40-something who’s really...
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