How to Use the Budget Mom’s Budget-by-Paycheck Method
Zero-based budgeting. The 50/30/20 rule. The cash envelope method. There’s no shortage of useful budgeting methods, but what works for one person may not work for the next. That’s something Kumiko...
View ArticlePiggy Banks vs. Banking Apps: Teaching Kids About Money in the Digital Age
When you buy food with a swipe of a card and pay bills with a click of a button, what are your kids learning about money? “It is getting harder and harder to teach our kids about money and finance in...
View ArticleSay Goodbye to Full-Price Ebooks: This Tool Helps You Fill Your Kindle for Less
When I unwrapped my new tablet, I was quick to download a bunch of ebooks. However, I soon realized the cost of replacing my library habit with a bunch of Kindle books was adding up. To save some...
View Article5 Ways to Save for Your Kids’ College Years Without Bankrupting Yourself
Do you know what it costs to go to college these days? If not, you should probably sit down for this. A two-year degree costs more than $3,600 per year on average, according to a College Board...
View ArticleBest-Selling Author Chris Guillebeau Talks Side Gigs and Financial Freedom
Chris Guillebeau remembers clearly the sense of freedom he felt the first time he earned money on his own terms, not his employer’s. It was circa 1998, Guillebeau was in college and was working the...
View ArticleDear Penny: I Have $84K in Student Loans. Can I Retire Next Year?
Dear L., I doubt it will bring you any comfort to know how many of your peers are facing the same struggle. But indulge me while I share just one scary stat. The number of people age 60 and up with...
View ArticlePlanning Your Wedding? Here Are 4 Ways to Cut Costs Without Compromising
Getting engaged is amazing, but the thrill of the engagement can last just a few hours before conversations turn toward the next step: wedding planning. You might be overjoyed while still feeling a...
View ArticleHeading to College? Here’s Help to Sort Through Types of Student Loans
It’s no secret that the cost of education has skyrocketed in America and continues to be a core issue with which politicians, educators, activists and students grapple. The average total tuition and...
View ArticleThis High School Dropout Found His Path in the Trades. Now He Makes $100K
After dropping out of high school, Freddie Cruz found himself delivering the same milk he drank in the school lunch rooms. It was an inauspicious end to what once appeared to be a bright future in...
View ArticleInvesting in Bonds 101: A Smart Investor’s Cheat Sheet
Investment conversations typically focus on stocks, but any financial adviser will tell you a portfolio is strongest when it’s diversified. That means investing in more than just stocks — by investing...
View ArticleTeach a Craft Or Run Errands — Plus 6 Other Gigs Perfect for Seniors
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Older workers are...
View ArticleWhat Home Insurance Actually Covers (and Where You’re on Your Own)
Buying a home can be both an exciting and overwhelming experience, filled with lots of dollar signs and hand cramps from signing endless paperwork. While it’s tempting to find ways to save during the...
View ArticleThis App Will Give You Cash Back for Eating at Chipotle
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. I lived on Chipotle in...
View Article5 Steps to Building Credit and Staying Out of Debt With Your Credit Card
Your first credit card just arrived in the mail. Congratulations! Or my condolences. It all depends on what you do next. Credit cards can get a bad rep — and deservedly so if you consider that by the...
View ArticleA Step-by-Step Guide to Building a Budget You Can Actually Stick to
If you’re anything like me, you’re perpetually swinging between vowing to cut all unnecessary spending cold turkey and humming “Treat Yo’self” as you order your third UberEats meal in 12 hours. Which...
View ArticleThese 4 Couples Got Married for a Fraction of the Average Wedding Cost
If you’re planning a wedding, you’ve probably heard the alarming statistic that the average couple spends close to $34,000 for their big day. It’s enough to make you want to throw in the towel and...
View ArticleThe 5 Best Banks for Small Business Owners in 2019
If you’ve started your own company — or you’re considering the move — you’ve likely marveled at the logistics required to pull it off. How do taxes work now? What about health insurance? And when you...
View ArticleHere’s Everything You Need to Know About Shopping for Car Insurance in 2019
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. If you’re like me and...
View ArticleCongrats, You’re Engaged! Here’s How to Budget for the Big Day
From the dress to the cake to the reception venue, wedding planning can pull you in dozens of different directions. It can also pull on your purse strings until they’re ready to snap. According to...
View ArticleHere’s How You Could Get Homeowners Insurance for $25/Month (Seriously)
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Fires, lightning and...
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