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Channel: Laura Agadoni – The Penny Hoarder
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Stand Up to Aggressive Debt Collectors: Demand a Debt Validation Letter

Don’t fear the ring. Debt collector calls can be scary and intimidating — the callers are trained to convince you to pay off your debt as quickly as possible. But what if you’re unsure of whether you...

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3 Women Share How Bullet Journals Helped Them Crush Their Money Goals

Keep it simple. That’s the consensus when it comes to starting a bullet journal for your budget. Forget the flowers, skip the swirls and just track your expenses and goals in a format that is easy to...

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What Is a Roth IRA? A Simple Explanation Even a 5-Year-Old Can Understand

If you’re confused when it comes to retirement savings, it’s OK. We’re going to talk about Roth IRAs, how they compare with other retirement accounts and how you can decide if a Roth IRA is right for...

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Dive Into Free Swim Lessons at the YMCA

Summer and swim lessons: They go hand-in-hand. As soon as school is out, kids are clamoring to get in the water for fun, exercise and a break from the heat. But learning to swim is also a valuable...

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Attention, Teachers: Need Cash This Summer? Try One of These 26 Side Gigs

While many of us dream of having the summer months off, some teachers prefer to use their vacations to earn extra cash. According to a Penny Hoarder analysis of U.S. Census Bureau data, the median...

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RV Owners, Here’s How to Make Extra Money From Your Idle Rig

You own an RV or camper, but how many days a year do you actually use it? Approximately 14.7 million Americans went RV camping in 2016, according to the 2017 American Camper Report from Outdoor...

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You Could Save Money by Ditching These 5 Disposables and Buying Reusables

Saving the planet doesn’t always come cheap. Many of the disposable products we often use are easy to find at low prices, making them seem preferable to their reusable counterparts. But the...

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13 Tips to Crack Down on Impulse Shopping. Your Budget Will Thank You

Your day starts innocently enough. You normally brew a cup of coffee at home, but you’re running late. So you swing by Starbucks for a $5 morning pick-me-up. After a tiresome day at work, you stop by...

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Tired of Debt Collectors’ Harassing Calls? You Could Get Texts and Emails

Tired of debt collectors’ harassing calls? Their newest tactics could involve pestering you through texts and emails — maybe even on Facebook. If a recently proposed update to the Fair Debt Collection...

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Can You Run a 9-Minute Mile? Get Life Insurance for up to 33% off

Do you have a healthy, active lifestyle? Do you eat right and exercise? That’s great, because you’ll almost certainly live longer. But if that’s the case, why should you pay the same price for life...

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I Tried 3 Apps for Selling Clothes, and This One Made Me the Most Money

It finally happened. After months of ignoring the growing pile in the back of my closet, I found the courage (and motivation) to go through all the clothes and random trinkets I’d been hoarding....

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Dear Penny: I Paid Off My Car Early. Why Did My Score Fall 79 Points?

Dear L., Isn’t it ironic? Your credit score is supposed to predict how likely you are to repay debt. Yet you paid off your car loan early, only to see your score drop. I share your pain. Back when I...

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This Family of 6 Doubled Their Cell Phone Lines and Cut Their Bill in Half

Jill Haus has four kids between the ages of 12 and 18. “It’s a little crazy around here,” she says, laughing. “I just run around to all their events and cheer them on.” One’s into rock climbing....

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Overwhelmed by Debt? Here’s What Happens If You Seek Credit Counseling

When you’re struggling with debt, it can be hard to determine the best method for getting rid of it. Snowball? Avalanche? Consolidation? Should you freeze your credit card in a block of ice, or cut it...

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Worried About Paying for Summer Camp? Try This Fun, Affordable Alternative

Summer camp doesn’t come cheap. Parents can end up doling out thousands of dollars to occupy their children’s time while school is out. However, some families find a financial break in organizing...

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63% of Young Americans Aren’t Investing — But You Can Start With $1

Do you invest? If you’re a young person, chances are, probably not. Only 37% of Americans under the age of 35 are investing in the stock market, according to a 2018 Gallup poll. That means nearly...

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The 13 Best Ways to Make Extra Money in 2019

When it comes to padding your bank account, there’s no time like the present. Whether you’re saving for a rainy day, planning a major purchase, or just need to relieve some financial anxiety, there’s...

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When Hoarding Your Pennies, How Many Savings Accounts Should You Have?

Saving money is not a singular pursuit. Take a minute to think about everything you’re saving for. A down payment on a home. Cash for that overseas vacation. Funds to tap in case an emergency arises....

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Americans Will Spend a Ton of Money to Spoil Their Moms on Mother’s Day

Mother’s Day is right around the corner. Have you purchased a gift for your mom yet? From flowers and perfume to manicures and meals, Americans plan to spend a bunch to spoil the special ladies in...

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Studies Say This Will Actually Make You Work Out (And You’ll Get Paid!)

It’s so hard to make yourself exercise consistently. So many mornings, so many evenings, the last thing you want to do is hit the gym or ride an exercise bike. That’s why so few of us do it. Only...

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