4 Financial Steps to Take if You’re Raising a Child With Special Needs
Raising any child is expensive, but when you’re raising a child who has special needs, there are additional financial responsibilities to consider. The cost of doctor’s visits, therapy appointments,...
View ArticleHow This Family Lives Off $45K/Year While Raising a Special Needs Child
On a late November afternoon, Vicki Fouche heats up slices of frozen pizza in the toaster oven for lunch. Her daughter Hannah, 10, waits at the dining room table in their Ocala, Florida, home. Hannah...
View ArticleDid You Flush Charmin Wipes or Use Dial Soap? These Class-Action Settlements...
Even though it may take years before a settlement is reached in a class-action lawsuit, the time frame to claim your share can fly by. But if you purchased a Lenovo laptop that’s slow because of...
View ArticleDear Penny: I Want to Help My Elderly Parents by Buying Their House
This sounds like a super generous move. After so many years of turning to your parents for care and advice, this is, for many, the dream: to be able to return the favor. But caring for your parents in...
View ArticleInvesting for Beginners (Seriously, if You Know Nothing, Start Here)
If you’ve spent so much as 10 minutes reading a personal finance blog — and clearly you have — chances are, you’ve heard that investing is one of the best ways to put your money to work for you. The...
View ArticleHow to Pay Off Credit Card Debt When You Have No Idea Where to Start
We know how easy it is to rack up credit card debt. Over 41% of American households carry a credit card balance, and the average balance for those households is $9,333, according to a study from...
View ArticleBest Light Bulbs for Your Buck: Here’s Why We Chose LEDs
Are you looking for ways to cut down on energy costs? Here’s a bright idea: Reevaluate your light bulb situation. According to the EPA’s Energy Star program, the average American household has 50...
View ArticleThis Pay-Per-Mile Car Insurance Company Offers Plans Starting at $29/Month
Just because you have a car doesn’t mean you have to jump in and rev it up every time you need a snack or have to run to the post office. You might choose to walk, run or bike — especially if you live...
View ArticleOn a Budget for Valentine’s Day? This Fun Date Idea Only Costs a Penny
It’s nearly Valentine’s Day, which means it’s almost time to blow an entire paycheck on a dozen long-stem roses, a six-foot-tall teddy bear and a rare, perfectly aged bottle of Champagne. And don’t...
View Article83% of Drivers Saw an Increase in Car Insurance This Year. Here are 2 Ways to...
Notice an increase in your car insurance rate this year? Welp, you’re not the only one. In the past year, 83% of U.S. drivers experienced a rate bump, according to The Zebra, a car insurance...
View Article101 Costs You Need to Budget for if You’re Always Forgetting Expenses
So you want to make a budget, but you have no idea what to include. Or maybe you’ve been at this budgeting thing for a few months, and every time, there’s an expense you didn’t think about. We’re here...
View ArticleOnline Dating Scams Are on the Rise — How to Save Some Heartache (and Cash)
Just when you thought dating couldn’t be any more annoying. Last year, people reported losing $143 million to romance scams — that’s more than any other type of scam reported to the FTC. And the...
View Article4 Factors to Consider When You’re Choosing a High-Yield Savings Account
So you’ve made a budget, cut out unnecessary spending and found ways to earn extra income. You finally have money to set aside. Great work! Now the question is: Where will you stash that cash? If you...
View ArticleWorried You Won’t Qualify for Life Insurance? This Company Has You Covered
Nobody’s perfect. Maybe you’re interested in getting some life insurance, but you’re worried you won’t even qualify for it because of your health. Maybe you have diabetes or heart disease. Maybe...
View ArticleDear Penny: I’m Retiring Soon. How Do I Protect My 401(k) From a Downturn?
Dear M., Economic ups and downs are inevitable, but sometimes it’s hard to think beyond the downturns. We seem especially sensitive to the condition of the stock market, since we’ve just passed the...
View Article4 of 5 Drivers Saw Car Insurance Rate Hikes Last Year. Here’s How to Get a...
It’s easy to let some of your bills go on autopilot. Like your car insurance. Honestly, have you looked at your car insurance bill lately? Go ahead. We’ll wait. It’s probably gone up. In fact, four...
View ArticleThese 5 People Added up to 284 Points to Their Credit Scores by Making the...
Everyone who’s saddled with bad credit has a unique story. A man burdened with $6,000 in unpaid bills. A couple recovering from job loss and foreclosure. A woman who fell behind on payments while...
View Article4 Secrets Debt Relief Programs Don’t Want You to Know (Plus 3 Alternatives)
You’re 30, 60 or maybe even 180 days late on your credit card payments. Creditors are calling, interest is building and your stress is through the roof. Then, you see an ad for a company that can...
View ArticleYes, You can Make Money Playing Video Games. Here Are 7 Ways to Do It
Frederick Aldeco was the youngest of three boys who loved to game. Growing up, he and his brothers first fought over who could play the Nintendo, then the Super Nintendo, then the PlayStation — he...
View Article7 Podcasts to Listen to if You’re Serious About Paying Off Debt
There are some great personal finance books out there. But who has time to read them all? Sure, there are audiobooks. But some are so dry that not even being stuck in a car can get you to press play....
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