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Channel: Laura Agadoni – The Penny Hoarder
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Santa’s on a Budget Too. Here Are 4 Ways to Save Money on Gifts for Kids

Kids don’t care about your holiday budget. They just expect you — or rather, Santa — to create Christmas magic and bring them the many items on their wishlists. That’s why so many parents end...

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How This Busy Mom Made $1,000 in Cash Back From Her Online Purchases

Aimee B. juggles a corporate 9-to-5 career and manages a blog while raising her son. Sometimes she’s forced to trade bedtime stories for business dinners, but she’s always sure to video chat her...

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3 Little-Known Steps to Take When You Get a Big Medical Bill

Hospitals are money pits. A trip to the emergency room or any surgical procedure can leave you facing huge medical bills. Enormous, gigantic, massive medical bills. When you get a bill for thousands...

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How to Pay off All of Your Credit Card Debt Before You Turn 35

Gone are the days of blindly swiping your credit card and pretending that letter in the mail isn’t a big, fat bill. You’re not in your 20s anymore. It’s time to start cleaning up the messes you...

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Here’s How to Stay Jolly and Make Money if You’re Alone for the Holidays

Back when I was a struggling 22-year-old, I had a job working the night shift. Since I had the least seniority, I also had to work weekends and holidays. Christmas was a drag that year, and don’t...

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8 Ways You Can Get to Retirement 10 Years Earlier Than You’ve Planned

Retirement. It seems like it’s forever away, doesn’t it? With all the bills and debt you’ve already accumulated, the idea of cashing in your chips and calling it a career could be an impossible...

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These 4 Simple Moves Can Make You Debt-Free. But You Won’t Do Them

We all want to be debt-free, right? But why stop there? It’d be nice to have a little savings stash, too. Maybe some spending money for, I don’t know, a vacation? A splurge? A treat-yourself day?...

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4 Strategies to Save on Credit Card Interest (One Woman Saved $12K!)

We get it: Those credit card interest rates can really screw you. These days, average rates hover close to 20%. That means the monthly payments you’re making aren’t actually going entirely toward...

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If You Have Less Than $5K in Savings, These 5 Steps Will Get You There

When you log into your bank account, how do your savings look? Probably not as good as you’d like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if...

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We Asked a Panty Expert: Are Underwear Subscription Services Worth It?

Pizza. First dates. Taxi rides. Mattresses. It seems there’s no end to the list of things we once sought out in person but now find online. But what about our most intimate purchases? Domino’s...

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76% of Consumers Make This Holiday Shopping Mistake. Don’t Be One of Them

A shopping hangover is almost as bad as a real, alcohol-induced one. I avoid malls altogether during the holidays, because everything is cast in that glittery, “come and buy me” light. And too...

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Working Full-Time, This Single Mom and Grad Student Is Conquering $30K Debt

Dawn Jensen needed a little help. A little relief — a breather. A newly divorced single mom in her 40s, she was starting her life all over again. She was working hard to keep a roof over her head,...

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I Need to Get Rid of $5,000 in Credit Card Debt. What Should I Do?

If I owe my co-worker $5 for pizza, I feel little angst as I Venmo the payment. But when I owe, say, my credit card company $5,000, I’m prone to panic (and stress eating more pizza). But when you...

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5 Steps to Pay off Credit Card Debt When You’re Married

You got hitched. Tied the knot. Said your vows. “For better and for worse.” Gulp! All too often, that “for worse” part can involve money. Credit card debt is a particularly difficult hurdle....

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Pay off Credit Card Debt Without Selling Jewelry or Getting a Second Job

If they made a movie about paying off your credit cards, it would be called “Mission: Impossible.” Seriously, paying down your credit card debts is a Herculean task. It can feel like you’re...

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7 Mistakes We All Make When We Have Credit Card Debt

Let’s just come right out and say it: We all make mistakes. Accidentally dyed your whites a startling shade of pink in the washing machine? Check. Set off the fire alarm when you attempted your...

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17 Ways to Save Money When You Live in a Big City (It’s Actually Possible!)

I know I don’t have to tell you this, city dwellers: Living in a big city is expensive. I was slapped with that cold reality when I moved to Denver. After living in two relatively rural college...

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How to Manage Your Money If You Make Less Than $60,000/Year

You know your finances could use some serious TLC, but you’ve been putting it off… and off… and off. When you finally do sit down to think about it, you immediately become overwhelmed. Which...

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Are You Guilty of These 15 Money-Wasting Moves? Here’s How to Stop

Who doesn’t waste money? We all pay too much at times because we want something right now. And on occasion, if we’re being honest with ourselves, we buy things we don’t really need. Sometimes,...

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7 Mistakes to Avoid Now If You Ever Want to Retire (and What to Do Instead)

Picture this: You’ve finally retired, and now you are sailing in the Gulf of Mexico on your boat with your closest friends and loved ones. The water is blue, the breeze tickles your nose with salt...

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