The 60-20-20 Budget Puts Needs Before Wants. Here’s How to Try It
I always thought the right budget breakdown was the tried-and-true 50-30-20 method, where 50% of my monthly take-home pay goes toward living expenses, 20% toward savings and 30% toward whatever I...
View ArticleWant to Study Abroad in College? Here’s How It Can Help Your Career
In a career workshop focused on teaching University of South Florida (USF) students how to constructively talk about their study abroad experiences, some descriptions were banned from the discussion....
View ArticleMy Grandparents Gifted Me $30K. I Have No Debt. I Don’t Know What to Do
Dear Inherited Confusion, I’ll admit it — I’m a little jealous. I, too, have always thought about what I could do with just a few thousand extra dollars. And now, here you are: staring at a check,...
View ArticleNow You Can Get Free Hard and Soft Skill Training From Facebook Learning
Finally finished “liking” all the comments on your Facebook Thanksgiving post? Great! Then it’s time to get a job. Learn With Facebook, which the social media giant launched this month, offers free...
View Article7 Black Friday Shoppers Tell Us What They Really Plan to Spend for Holidays
Cyber Monday still hasn’t killed Black Friday… at least not yet. This holiday season, it was estimated that 34 million people would shop in person on Thanksgiving Day, according to a survey by the...
View Article5 Times You Need a Financial Adviser — and When the DIY Approach Is Fine
When I decided to start investing for retirement, I had no clue where to start. I had no 401(k), individual retirement account (IRA) or health savings account (HSA). I didn’t even have one of those...
View ArticleFHA vs. Conventional Loans: How to Tell Which Is Better for Your First Home
You’re planning to purchase your first home. What a glorious event! Until it comes time to figure out how you’re going to pay for it. Well, if you’re a first-time homebuyer looking into mortgages,...
View ArticleDo You Qualify for These Class-Action Settlements? Wendy’s is Paying Millions
What do a burger data breach, vehicle crash parts, unwanted phone calls and a fire-prone lawn tractor have in common? They all include circumstances surrounding alleged violations of consumer law that...
View ArticleWant Free Baby Stuff? 23 Freebies for New and Expecting Parents
One estimate suggests the cost to raise a child from infancy to adulthood has reached $245,340! That’s a lot of cheddar, especially because most of us are already on a tight budget. So we’ve scoured...
View Article9 Ways to Avoid Early Withdrawal Penalties From Your Retirement Accounts
Have you ever been in dire need of some cash but your bills are due and your bank account is low? Then you look at your 401(k) sitting over there and think, “I could just take out a loan, problem...
View ArticleWant Free Baby Stuff? 23 Freebies for New and Expecting Parents in 2019
Raising a tiny human is expensive work. We’re talkin’ thousands of dollars a year. And that doesn’t even account for the crazy-high costs of child care. Whether you’re expecting or already bouncing...
View ArticlePotential Employer Wants to Contact Your Current One? Here’s What to Say
Some questions on job applications can be worded too simply for their own good. For example, how are you supposed to answer the question, “May we contact your current employer?” when the only options...
View ArticleEarthships Look Weird, But Could Save You Over $2K in Utilities Per Year
Bespeckled with glass bottles and surrounded by tires, they rise up out of the northern New Mexico desert like clay-colored spaceships. But these unique dwellings are a “ship” of a different kind....
View Article#GivingTuesday: How You Can Participate, Even If You Don’t Have Extra Cash
I rarely participate in Black Friday or Cyber Monday, but I’ve always been excited about the day that follows: #GivingTuesday. Rather than spend money on things you may or may not need, this...
View ArticleWe’ll Tell You How to Pay off Credit Card Debt — in Just 100 Words
So you’re falling behind on your credit card payments. You’re paying so much in interest every month, you can’t pay off the principal you owe. You’re just treading water financially. If you have a lot...
View ArticleThis 30-Day Challenge Will Help Any Married Couple Conquer Their Money Woes
Congratulations! You’ve said your vows. You’ve thrown that bouquet (who knew Grandma could jump like that?). You’re even rocking a nice tan from your honeymoon. Now married life really begins. Like it...
View ArticleHow I Spent Under $1,000 to Furnish My Entire Apartment
Being a “remote nomad” was so much fun — until it wasn’t anymore. I’d spent a month in Spain, three weeks in Athens and countless hours behind the wheel of my beater, meandering around the States. I...
View ArticleThis Free Program Trains Students and Matches Them With Paid IT Internships
Even as she prepared for her final semester of college, Ashley Carr felt directionless. “I went to Miami Dade [College] right after graduating; however, I stopped school for a little while after I had...
View ArticleWhy Potlucks are the Perfect Alternative to Expensive Dinners With Friends
The death of the dinner party is one of the greatest tragedies of our generation. (Just kidding. Everything is terrible.) The reality is it’s just too expensive (and stressful) to cook a full meal for...
View ArticleWear Pants — and Other Advice on How to Prepare for a Virtual Job Fair
In 2018, just about everything is available online, and the tight labor market has employers experimenting with creative methods to find and attract workers. That’s where virtual career fairs come in....
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