Dear Penny, I'm a single woman in my early 40s currently earning $35,000 per year, which is definitely not enough to survive on in my area. I have less than $20,000 in my 401(k). In seven years at my...
View ArticleHow to Make the Transition to Remote Work
One of the most significant workplace changes that came from the pandemic has been the economy-spanning shift to remote work away from the traditional office environment. Many companies that never...
View ArticleHow to Survive the Rent When Your Roommate Moves Out
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View Article4 Gig Economy Trends to Watch in 2022
If 2021 proved anything, it’s that the gig economy is alive and well. From ride-sharing to food delivery to at-home businesses and freelance gigs, Americans got creative in how they earned their income...
View Article7 Banking Trends to Watch in 2022
Banking has not been immune to the volatile conditions of today’s rapidly changing world. From the COVID-19 pandemic to a rise in artificial intelligence to new cybersecurity threats, banks continue to...
View ArticleHere’s What to Include in a Winter Emergency Car Kit
Living in a region with blisteringly cold winters tends to make you somewhat of an expert on winter driving. But skilled winter driving means more than just knowing what to do if you slide on ice or...
View ArticlePeople Say to Give Up These 4 Things and Retire Early — They’re Wrong
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View Article6 Best Gas Rewards Programs Save Money at the Pump
Grocery store loyalty programs used to be the way to go to save money on gas. But now that gas stations are offering their own gas rewards programs, it’s time to rethink your fueling strategy. And...
View ArticleThe Penny Hoarder’s Top Budgeting Stories of 2021
As life slowly crept back to normal in 2021 following the financial chaos and uncertainty of the year before, we were left with the desire to get a better handle on our individual money situations....
View Article5 Social Security Changes You Need to Know for 2022
Each new year brings changes to Social Security. Even if you’re decades away from retirement, it’s important to keep tabs on what’s happening. After all, Social Security gets a chunk of each paycheck...
View ArticleHere's What You Need to Know About Investing in 2022
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View ArticleHow To Get Free Stuff on Amazon: 12 Great Tips and Tricks
Amazon is the biggest online retailer in the country and sells just about everything under the sun. If a product is for sale online, chances are it’s on Amazon. The retail giant doesn’t just sell its...
View ArticleDear Penny: Will My Husband's Bad Health Choices Drain My Life's Savings?
Dear Penny, My spouse suffered from a stroke three years ago. He is unable to work and is receiving Social Security and is very noncompliant about his health. I am currently and have been the...
View Article18 Great Jobs For Retirees for Flexibility and Extra Cash
Quick Navigation 18 Part-time Jobs for Retirees Substitute Teaching School Support Tutoring School Bus Driver Shuttle Bus Driver Conducting Tours Patient Advocate Child Care Provider Virtual Assistant...
View ArticleHow Many Credit Cards Is Too Many?
After a big spending spree you might ask yourself, “Do I have too many credit cards?” Like most things, the answer isn’t cut and dry. And although having multiple credit cards isn’t necessarily bad,...
View Article6 Things to Do If You’re Hoping to Buy a House This Year
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View ArticleWhat is APR? A Beginner’s Guide to the Annual Percentage Rate
Stories of people who are thousands of dollars in debt are all pretty common. But in most cases, it wasn’t the debt alone that did them in. Each time they didn’t pay their balance in full, they were...
View ArticlePeople are Buying Homes and Cars Again — How to Boost Your Credit Score for...
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Although the COVID-19...
View ArticleFollow These 6 Tips to Winterize Your Car and Avoid Road Emergencies
If cars had feelings, they’d probably be miserable in blustery winter weather. Icy roads can make tires slip. Freezing temperatures can cause fluids to thicken, making it harder for your car to...
View ArticleHow to Use the Debt Lasso Method to Pay Off Debt Faster
Ready to wrangle in that credit card debt? If the debt avalanche and snowball methods leave you feeling a bit cold when you think of all the interest you’ll end up paying, consider the debt lasso...
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