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Dear Penny: How Can I Get Ahead When My Paycheck Is Just $358?

Dear Penny, I have a small part-time role at a retail store and I earn roughly $358 biweekly. I’m 33 and I’ve been working in retail since I was a teenager. I’ve quit a lot of jobs and have also gotten...

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How to Start a Baking Business From Home and Cash In

People rave over your Dutch apple pie. They always take a second slice of your Texas sheet cake. Those oatmeal raisin cookies disappear in minutes. Fans tell you repeatedly you could sell your tasty...

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9 Best Online Checking Accounts of 2021

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. When customers grew...

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Stay-at-Home Parents — Make Extra Money Without Joining an MLM

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Speaking from...

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How to be Santa Claus: Your Guide to Working as a Professional Claus

Do you love Christmas? Are you full of cheer? Can you grow a belly and — more importantly — a beard (or just fake it all well?) You might have what it takes to work as a professional Santa Claus. After...

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Is a $92/Month Raise Enough for the Average Social Security Recipient?

If you’re on Social Security, you can expect your checks to increase by 5.9% in January. That’s the biggest cost-of-living adjustment recipients have seen since 1982. Here’s what that will look like...

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With Credit Sesame, He Raised His Credit Score Nearly 170 Points

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Lorenzo Frias has...

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How to Turn a Seasonal Job Into a Permanent One

When the last heavily discounted flat-screen TV is sold, when the final gift-wrapped package is gently placed on the stoop, and when the remaining tax returns are filed, you may wonder what happens to...

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4 Things You Can Spend Money on That Will Actually Make You Richer

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Saving money is great,...

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Investing for Beginners: Start Here if You Don’t Know Anything

You’ve probably heard that investing is one of the best ways to put your money to work. But if you’ve never put money in the stock market, the prospect can be overwhelming. What investments should you...

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Seasonal Merchandise Appears Early but is Gone Fast Too

From candy to tableware and decorations and even clothing, seasonal merchandise is everywhere. Sometimes months before the holiday, be it Halloween, Thanksgiving, Christmas or Valentine’s Day. But this...

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The Housing Market’s Crazy. Before You Buy a Home, Do These 6 Things.

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. The housing market is...

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The System is Rigged. Here’s How to Not Let it Rob You Blind

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. In the 1950s, CEOs were...

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These Are the 8 Best Robo-Advisors for 2021

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Dear Penny: Are We Stuck With My Stepdaughter's Illegal Student Loan?

Dear Penny, My husband’s daughter from his previous marriage took out a student loan in his name without his consent. We’ve been paying on the loan. Our relationship with her is non-existent. He...

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The Penny Hoarder’s 2021 Survey on Child Care Costs

When you have a baby, you understand your life is going to change significantly. You’re responsible for another human being. You’ll lose tons of sleep. And, of course, you’ll have a bunch of new...

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Parents Need Child Care Assistance Beyond the Pandemic, Survey Shows

The high cost of child care is tough for American parents to shoulder alone. The Penny Hoarder surveyed 2,000 parents in September 2021, and about 84% said they found the cost of child care...

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6 Ways for Parents to Save on Child Care

In case you didn’t know, child care isn’t cheap. If you’ve never had kids, or if you have your first little one on the way, you might not be thinking much about those expenses yet. But many parents...

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6 Bad Money Habits We’ve Normalized, and Why It’s Time to Stop

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. We all pick up bad...

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6 Best Free Checking Accounts of 2021

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Too many of us are...

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