10 Risky Investments That Could Make You Lose Everything
If the stock market crashed again, would you respond by investing more? Is day trading your sport of choice? Do you smirk at the idea of keeping money in a savings account instead of investing it? If...
View ArticleShould I Use My Stimulus Check for Debt? 3 Questions to Ask
The latest round of coronavirus stimulus checks will be landing in many of our bank accounts or mailboxes soon (if they haven’t already). Should you use the money to pay off debt? Our Penny Hoarder...
View ArticleHere’s What Your ‘90s Collectibles Are Worth
Any chance you know when you last saw your wide-eyed Furby in your parents’ basement? Does your teenage dresser now double as a time capsule storing a Titanic T-shirt picturing Leo DiCaprio, Kate...
View ArticleBest Way to Get a New Phone: Money-Saving Advice
There comes a time when you need to break up with the love of your life. Sure, your current cell phone has been a trustworthy and constant companion, but now you want to play the field. First, do you...
View ArticleBestow life insurance review
The best time to buy life insurance is probably the time in your life when you’re thinking the least about buying life insurance: while you’re young and healthy and can command low costs. We realize...
View ArticleDear Penny: I Think My Wife Is a Predatory Lender
Dear Penny, My wife lent money to a friend. I assumed we would accept the loss if it weren’t repaid, but my wife had other ideas. It turns out that the friend's small business is collateral, with the...
View ArticleHow to Budget for a Staycation and Enjoy a Low-Budget Break
Having a staycation rather than going on a typical vacation can save you a lot of money. You don’t have to pay for a flight, a rental car or a place to stay. You won’t need to buy souvenirs and you can...
View ArticleThese 7 Credit Card Debt Mistakes Could Cost You a Bundle
There’s really only one way to get out of credit card debt: by paying off the balance. But there are plenty of pitfalls along the way to make the payoff more costly than it needs to be. If you’re among...
View ArticleHow to Negotiate a Salary in 7 Steps and Get the Best Offer
After all the hard work you’ve put into designing your resume, crafting your cover letter and acing your job interview, you might be tempted to cash in on the first job offer a company gives you. Most...
View ArticleHow to File a Tax Return to Get Your $1,400 Stimulus Check
If you have a Social Security number and no one can claim you as a dependent, you probably qualify for a $1,400 stimulus check — even if you earn so little money that you aren’t required to file a tax...
View ArticleBudgeting for Wedding: A Guide to Paying for Your Big Day
From the dress to the cake to the reception venue, wedding planning can pull you in dozens of different directions. It can also pull on your purse strings until they’re ready to snap. According to...
View ArticleHow Much Down Payment Do I Need to Buy a House?
Navigating a house purchase isn’t easy, especially the financing. The first variable in that long equation is the down payment. There are lots of factors to consider about a down payment. The most...
View Article6 Smart Ideas for Spending Your Child Tax Credit
The $1.9 trillion stimulus bill that President Joe Biden signed into law will provide direct financial aid to parents across the country, in addition to the $1,400 stimulus checks. The new law expands...
View ArticleThese Spring Car Care Tips Will Get You Ready for a Road Trip
After driving through a mix of slushy snow and road salt this past winter, your car is probably in need of a little TLC. We sought out tips from auto experts at CarMax and the Car Care Council on what...
View ArticleSave Hundreds on Your Home Insurance Policy With SmartFinancial
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. If you’re a homeowner,...
View ArticleHere’s What Happens to Debt When You Die
Debt doesn’t typically die when we do. A number of factors dictate what happens to debt when you die, including whether anyone co-signed on the loan, if the debtor had assets at death and what type of...
View ArticleHow Does a Secured Credit Card Work? 7 Steps to Rebuilding Credit
If you have bad credit or you don’t have credit at all, it can be tough to prove to lenders that you can be trusted with debt. A secured credit card is a great way to establish creditworthiness. Here’s...
View ArticleSome of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Watch out for your...
View Article8 Easy Homemade Cleaners That Will Keep Your Home Clean and Safe
A clean home is a healthy home, right? But a lot of store-bought cleaners are filled with harsh chemicals, and they are often expensive. While those ready-made cleaners may be convenient, there are...
View ArticleHow the Discover it® Cash Back Card Could Earn You a Free Month of Groceries
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Grocery bills are...
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