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How to Avoid a Prepayment Penalty When Paying Off a Loan

Look at you, so responsible. You received a financial windfall — stimulus check, tax refund, work bonus, inheritance, whatever — and you’re using it to pay off one of your debts years ahead of...

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Wondering What to Do With Overripe Pears? Try These 11 Recipes

Few things compare to the deliciously sweet taste of a perfectly ripe pear. But what happens when they’re past that point of ripeness? You know — when they start to form brown spots and become mushy...

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How to Avoid Going Broke in 5 Steps

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How to Deal with Financial Stress

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What Financial Freedom Means — And How to Reach it

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UI Extension: How to Get 11 More Weeks of Jobless Benefits

Note: This article has been updated with new information from the Continued Assistance Act (the second stimulus package). Most states offer Unemployment Insurance for 26 weeks. If your benefits are...

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I Paid Off $12K Debt in 12 Weeks. Here’s Exactly What I Did

My 2020 New Year’s resolution was to become debt-free. But we all know what happened next. COVID-19. Just to be clear, I’ve been lucky during the pandemic. I’ve kept my job. I haven’t gotten sick. I...

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Unemployment Benefits Explained: Terms, Definitions and More

Since the start of the pandemic, mass unemployment has rocked the nation. To help mitigate the damage, two economic stimulus packages allotted unprecedented sums of money to create new benefits...

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100 Birthday Freebies ~~ Celebrate WIth Free Stuff in 2021!

Hooray! It’s your birthday! The last thing you should do is pay for stuff. So we’ve put together a list of 100 places where you can get birthday freebies, updated for 2021. Most of these places require...

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The Financial Truths COVID-19 Has Taught Us

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Here are Safer Alternatives if You’re Too Obsessed with the Stock Market

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8 Ways to Pay Off Retirement Debt (Including Credit Cards)

Despite your best savings efforts — and maybe due to some unexpected expenses — your retirement plans may have run into the stark reality that you didn’t end up with the nest egg you had planned on. In...

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Here’s How to Turn Your Second Language into a Side Hustle

Are you fluent in another language? I don’t mean ‘I spent a semester abroad in Italy’ fluent. Or ‘I’ve spent the pandemic building up an impressive Duolingo streak’ fluent. The type of fluency I’m...

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Student Loan Administrative Forbearance Extends Until October

If you have federally held student loans, you’re getting a break on making payments — again. On his first day in office, President Joe Biden signed an executive order directing the Education Department...

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Women in Tech: Get Hired Jan. 28 at This Free Virtual Job Fair

You’ve already broken the mold. You’re a woman in a career field often thought of as a boys’ club. All that’s left is to land a first-rate job at one of the nation’s largest companies. Fairygodboss is...

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Earn Extra Money by Joining Online Focus Groups

A couple years ago, I was invited to participate in a focus group. I visited in-person along with about 15 other people. For two hours, we vented all of our feelings about the ways a particular health...

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Here's Why Your Excuses for Not Investing Don't Hold Up

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. It’s no secret that...

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Here’s How to Turn Food Pantry Staples into Delicious Meals

Pandemic-related layoffs and income loss have driven many people to community food pantries for the first time in their lives. According to Feeding America, about four out of every 10 people who...

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Dear Penny: Will Social Security Be Broke by the Time I Retire?

Dear Penny, I’m a 34-year-old man who just started saving for retirement last year after getting married. My husband is 39 and has been saving for some time. My question is about Social Security....

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Here Are 9 Options for Finding Free or Cheap Audiobooks

Though I own hundreds of books, I rarely find time to sit down and crack one open. I do, however, make use of my time in the car to listen to audiobooks. But how do you get the audiobooks you want...

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