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8 DIY Masks and Treatments for an At-Home Facial

It’s been a rough year. (That’s the understatement of the century.) If you’re like many people, you probably haven’t seen the inside of a spa in months — ironically during a time when we could use a...

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Here's How COVID-19 is Making it Easier to Protect Your Family with Life...

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How This College Student Built a Spray Tan Business for $300

Vanderbilt University senior Hunter Skidmore has gone from being a part-time lifeguard to a spray tanning entrepreneur profiting $125 to $275 a week with a steady hand and a machine she bought for...

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Dear Penny: Should I Cash Out of Stocks at 28 to Prep for a Crash?

Dear Penny, I’m a 28-year-old single man with about $100,000 in investments between my 401(k) and Roth IRA. I follow the news closely. Between COVID, our political situation and climate change, I...

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Why You Just Became a Tesla Investor Without Noticing

If you have a retirement account, you probably just became a Tesla investor. No, Elon Musk didn’t gift you shares of the electric carmaker. And you aren’t going to suddenly see Tesla stock — which was...

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Here’s How to Make Clothes Last Longer (So You Can Save Money)

The secret to saving money on clothes? It’s all about making them last longer. Just imagine how much money you’d save if your clothing didn’t shrink, pill, tear or stain. Fortunately, it’s easy to take...

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How to Help Charities Without Donating Money

Charitable giving in 2020 can be described this way: Need is up, while donations are down. Millions of Americans are experiencing joblessness, income loss and other effects of the pandemic-driven...

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How to Write a Will, Even if You’re Young and Broke

It’s the question we usually ask our parents late one night while sitting around the kitchen table. Or we ask our siblings when they become parents for the first time. “Do you have a will?” Of course,...

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8 Expert-Approved Tips to Help You Find the Best Cheap Champagne

It’s finally (finally!) time to say au revoir to 2020. To mark this occasion, you might want to celebrate in style by popping a bottle of Champagne or sparkling wine this New Year’s Eve. And while...

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Looking for Delivery App Jobs? We Compared the Top Apps

Delivery jobs are no longer limited to the Post Office and the boxy Pullman Brown trucks of UPS. Thousands of delivery gigs, which stem from a plethora of on-demand delivery apps, are available...

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These Are the Riskiest (and Safest) Investments

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How to Protect Yourself From Identity Theft in 2021

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Data breaches that give...

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12 FAQs About the Second Stimulus Check

Many Americans will say goodbye to 2020 with an extra $600 in their pockets, after Congress rushed to approve a relief package Monday night. The $900 billion relief bill includes $600 stimulus checks...

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What We Learned About Saving Money on Food in 2020

The money you spend on groceries may vary from month to month, but food is a necessity that has to be included in the budget. And no one wants to stress about food costs. As the coronavirus pandemic...

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What We Learned About Budgeting During a Pandemic

2020 was a real anomaly, and we definitely felt it in our financial lives. Many people lost work and had to learn to function with less. Some found themselves with a surplus of cash from stimulus...

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What We Learned This Year to Save on Home Improvements

We sure spent a lot of time in our homes in 2020. And the longer we spent confined within those walls, the more projects we noticed needing to be done. Home projects can be expensive, but we savvy...

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Your Money Questions, Answered: Top 10 Dear Penny Columns of 2020

Dear Reader, Every week I seek out your tricky money questions — and boy oh boy, did you deliver in 2020. The year brought lots of questions about stimulus checks, unemployment benefits, hardship...

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7 Side Hustles That Helped Us Make It Through 2020

We’re almost there, folks. Only three more years until the end of 2020. At least it feels that way. The pandemic upended many areas of the economy, forcing millions of people out of work and into a...

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What You Can Do About Credit Card Debt Before 2021

Hey 2020, don’t let the door hit you on the way out. There are plenty of reasons this year in particular — a lost job, illness or sheer boredom — could have left you racking up expenses. Let the...

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Dear Penny Answers Your Questions About Exes and Social Security

Dear Readers, Two weeks ago, I answered a question from a woman who wanted to know if she needed her ex-husband’s permission to claim his Social Security benefits. (In case you missed it, the answer is...

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