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Here’s How the Fair Market Value of a Home is Determined
One of the most confusing things for any homeowner is trying to understand how much their home is actually worth. Fair market value, often abbreviated as FMV, is the value at which an asset (like your...
View ArticleDear Penny: How Can We Earn More Interest on Our Savings?
Dear Penny, We sold our home to get out from under the credit card debt we incurred when my husband lost his visiting professor job after his department was downsized. We have $100,000 left after...
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Here’s What Really Shows Up on a Credit Check for Employment
You survived the interviews. You deftly explained where you see yourself in five years. You managed to sparkle even when you talked about your greatest weakness. Now there’s just one thing standing...
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How Does Social Security Work? 12 Common Questions Answered
You probably know that saving and investing are essential to retirement planning. But just as important to the equation: Social Security planning. It’s impossible to overstate the importance of Social...
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What Is Bankruptcy? Here’s How Filing Affects Your Life
“I. Declare. Bankruptcyyyyyy!” As Michael Scott learned in “The Office,” getting rid of debt isn’t as simple as that announcement. Wouldn’t that be nice? Many people think of filing bankruptcy as an...
View ArticleSkip a Payday Loan — Borrow up to $4K from Opploans
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How to Pull Off a Budget Bathroom Makeover for Little Expense
A bathroom renovation would sure be nice after all these months at home. But unless you’ve got a spare $8,000 (at least) lying around, a gleaming, newly tiled shower with a luxury spa-grade rainfall...
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Here’s How FSAs Have Been Affected by the Pandemic
Some people are finding their flexible spending accounts are anything but flexible during the COVID-19 pandemic. Due to the pandemic, many people aren’t sending their kids to daycare or spending money...
View ArticleWealthfront Cash Pays 9X the Average Checking Account
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5 Things to Do if You Need More Than a 1.3% Social Security COLA
Social Security recipients will get a raise in 2021 — but for the average retired worker, it will amount to just $20 extra per month. The Social Security Administration announced a 1.3% cost of living...
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5 Ways Hiring Season Is Different This Year
Like many things this year, hiring season looks very different. Sure, masks and plexiglass barricades are as common in stores as shopping carts and clearance racks. But beyond that… Last year, the job...
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Hire Heroes Is Holding a Virtual Career Fair For Veterans
Military service members, veterans and spouses can attend this job fair without ever leaving home. Hire Heroes USA is holding a free virtual career fair on October 22 between 10 a.m. and 3 p.m. EST —...
View ArticleHow to Afford Retirement: 4 Simple Steps You Can Take Today
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View ArticleHebrew Free Loan Associations: How They Work and What They Offer
Borrowing money can be expensive — especially when your pockets aren’t deep to begin with. Whether you’re trying to consolidate your debt or simply cover rent, borrowing solutions like personal loans...
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How to Reduce Food Waste: 16 Smart and Easy Tips
Have you ever gone to the grocery store, armed with coupons and sale flyers, and maxed out your savings potential with each bag of rice, head of broccoli and soda six-pack you drop in your cart? It...
View ArticleSitel to Hire 6K Customer Service Reps, 3K Are Remote
Global customer service manager Sitel is on a hiring spree, and it’s offering up thousands of on-site and remote positions in North America. The company plans to fill 6,000 customer-service jobs by the...
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How to Get Bids on Home Projects So You Don’t Waste Time or Money
Installing a barn door seemed so simple. The doors look great on HGTV when the hosts hang them on the rail and slide them back and forth. It couldn’t be that hard to do, could it? Then the door...
View ArticleAmazon Stock Doubled This Year. Here's How to Invest in It
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How to Kill Zombie Debt and Get Debt Collectors Off Your Back
Brains. Braaaaaains. Sorry, just channeling my inner zombie. If you’re in the mood to chop off something at the head, forget the fictional walkers and consider taking a whack at zombie debt. Zombie...
View ArticleWill We Get a Second Stimulus Check? What to Do In the Meantime
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