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13 Free Money-Saving Tools You Need Before Your Next Shopping Spree
You love deals. Each deal feels like a win, almost as if you just won another hand of blackjack. So what’s better than a win? A bigger win. It’s time to double down. We’ll start with some tools you...
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You Can Cook Practically Anything if You Have These 9 Items in Your Pantry
You finished another long day at work, and you’re ready to kick back with your beloved dog, Chester — who, as luck would have it, was also hard at work today using the leg of your dining table as a...
View ArticleI Divorced Him a Year Ago, but I Can’t Get His Debt Out of My Life
Dear D., Even once the divorce papers are signed, the act of uncoupling can remain stressful for years to come. It’s easy to look at the challenges before you and feel doomed. After all, divorce was...
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This Woman Added Over $400 to Her Retirement Savings by Grocery Shopping
Nancy Frost is a library services supervisor in Cumberland, Maryland, who likes to save money. To her, it’s not a chore she has to slog through, but a challenge she meets with enthusiasm. It hasn’t...
View ArticleHere’s What a Required Minimum Distribution Is (and How It Affects You)
No matter how far or near you are to retirement, you probably know it’s important to be putting something away for your future self. Something we don’t talk as much about is taking your money out when...
View ArticleNeed a Ride to the Polls Nov. 6? Lyft’s Offering Free and Discounted Trips
Voters will head to the polls Nov. 6 to cast their ballots for the U.S. midterm elections. But those without reliable transportation might find it difficult to get out to have their voices heard....
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Fresh Air, Gorgeous Scenery, Hard Work: The Life of a State Park Attendant
“My kids left on a paddleboard two hours ago, and I haven’t heard from them since.” The woman’s voice is tinged with concern as she talks to Gilchrist Blue Springs Park Attendant Garrett Barr. She...
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Want a Life on the Open Road? Here’s What It’s Like to Be a Truck Driver
Cindy George never planned to be a truck driver. She was finishing up her bachelor’s degree in computer science technology when she met Danny, who’d recently begun a job as a long-haul trucker. Cindy...
View ArticleHack Your Brain: 15 Sneaky Psychological Tricks to Help You Save Money
Saving money isn’t fun. It’s just not something your brain wants to do. So if you want to develop good financial habits, you’re going to have to trick yourself. Sneaky Psychological Tricks to Save...
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This Retired Army Vet Built a Beard Oil Business in Alaska — and It’s Growing
Having served in the Army for 22 years, Nick Adkins has a lot of experiences under his belt. He worked as an aircraft mechanic for 11 years. Then he decided it was high time to fly aircraft instead of...
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Can You Wipe out Your Credit Card Debt This Year? Try This Monthly Challenge
Americans carry $829 billion in credit card debt, according to data released in August from the Federal Reserve Bank of New York. It’s just there. Like a clingy child who won’t loosen his grip on your...
View ArticleThis Is What Happens to Your Debt When You File Chapter 13 Bankruptcy
We hear about bankruptcy in the news all the time. But the type we hear about most, Chapter 11, is what businesses typically use to restructure their debts. Chapter 7 and Chapter 13 are the bankruptcy...
View ArticleHere’s What Happens to Your Finances When You File for Chapter 7 Bankruptcy
Filing for bankruptcy is never an easy choice. But for many people, it can feel like the only way to escape the vice grip of debt and move on with their lives. Before you can begin the filing process,...
View ArticleThe American Nightmare: 10 Years After the Housing Collapse
A decade ago, the economy imploded. Between 2007 and 2010, approximately 9 million homes went into foreclosure. As the 10-year anniversary of the 2008 financial crisis approached, The Penny Hoarder...
View ArticleWhat You Can Do to Protect Yourself from Spying Devices
I often worry about my privacy, from what I send in a text to what I’m searching for online. Smart devices are making their way into more homes each day, including my own. And the Facebook-Cambridge...
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4 Smart Ways to Manage Your Money So You Can Actually Relax on Vacation
Logan Riley, one of my co-workers who’s from Ohio and is an Ohio State graduate, has a theory that Ohioans truly prioritize their vacations. I mean, we all do, but she says it’s especially welcomed...
View ArticleThis Is When the Balance Transfer Dance Is a Super Smart Move
Balance transfer, balance shmansfer. It sounds about as exciting as that pile of dirty clothes on the floor you’ve strategically been avoiding. You’d free up so much extra space and stop tripping over...
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How to Pay Off Credit Card Debt When You Have No Idea Where to Start
Over 41% of American households carry some kind of credit card debt, according to a recent study from ValuePenguin. And the average balance for those households is $9,333. With balances that high, and...
View Article6 Simple Ways to Get Your Pumpkin Spice Latte Without Blowing Your Budget
If you love pumpkin spice lattes, this is probably your favorite time of year. That's right — Starbucks has officially rolled out its signature fall drink, which means PSL season is officially upon...
View ArticleDisney World Reaches Agreement With Unions to Hike Minimum Wage to $15/Hour
Disney World got a little closer to being the happiest place on earth for its employees. The resort giant reached a tentative agreement with its unions to raise the minimum wage to $15 per hour for...
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